Being in an automobile accident is traumatizing and stressful for all involved, and after an accident it can be difficult to think clearly. In the moments, days, and weeks following an accident there are many things the involved parties should do to protect themselves and to file any insurance claims that need to be filed. Let’s look at some things that accident victims should do immediately following an accident.
Call the Police
First and foremost it is essential you contact the police immediately following the accident. The police officer(s) who responds will take information about the incident into account and determine who was at fault for the accident. The police report will be an important piece when filing with your insurance company, and will also determine if someone was at fault and what tickets/charges will be brought against them.
Exchange Contact and Insurance Information
Next you will need to exchange contact and insurance information with the other person(s) involved in the accident. This is an important step because in order for your insurance company to properly process your claim they will need the other party’s insurance information. Automobile accidents can be extremely stressful and it can be hard to remember what to do, so should you forget to obtain this information from the other driver, this information can be found in the police report.
Get Proper Medical Attention
If you have been injured, get proper medical attention right away. An ambulance will be called to the scene of the accident so use it if need be. If you are transported to the hospital and later released, it is important that you follow up with your general physician after a few days. If cost is a concern, the insurance company of the driver at fault will foot the bill, so don’t be afraid to get checked out if you are injured in any way. Should you choose not the use the ambulance and later find you have an injury, this can help the other driver’s insurance company in denying your claim (a common example of this is whiplash, which sets in after a day or two). If you are injured in any way at all, have an EMT check you out and go to the hospital if need be.
If you were involved in an automobile accident in Baltimore, Maryland or surrounding areas contact DRA e-Law immediately so that we can begin to help you with the process.