Baltimore Auto Accidents Lawyer
When you get injured in an accident involving a motor vehicle, either your own or the other driver’s insurance will cover your medical bills and lost wages. However, insurance companies often push back on these expenses and try to avoid paying more than they have to. Besides, your suffering, frustration and any long-term health consequences may not be covered at all. If you got injured in an auto accident, get in touch with our Baltimore auto accident lawyers at DRA e-Law. We will help you explore your options and suggest legal means for pursuing adequate compensation for your incurred damages.
Types of Accidents
No matter what type of motor vehicle caused your injuries, DRA e-Law will be happy to serve as your personal injury lawyer and help you receive the desired compensation. We represent drivers, passengers and pedestrians in a variety of personal injury cases.
You can rely on us as your:
- Car accident lawyer
- Motorcycle accident lawyer
- Public transportation accident lawyer
- Truck accident lawyer
- Boat & airplane accident lawyer
Depending on the circumstances of your accident and the types of injuries you’ve suffered, we may attempt to negotiate a desirable settlement with the insurance company or file a personal injury lawsuit against the person who caused your injuries. If they were acting irresponsibly and failed to exercise reasonable care, such as in the case of a speeding or drunk driving accident, there is a good chance for a successful case outcome.
If you were injured under the following circumstances, call your Baltimore auto accidents lawyer right away to ensure you don’t miss out on the reimbursement you may be entitled to:
- Injuries caused by a drunk driver
- Injuries resulting from vehicle negligence or poor maintenance
- Injuries caused by a reckless or aggressive driver
- Injuries resulting from speeding and tailgating
- Injuries due to improperly secured loads
- Injuries due to brake or steering failure
Understanding Maryland Auto Insurance Law
As far as auto insurance is concerned, Maryland is a “fault” state, which means the driver who is determined to be responsible for the accident pays for the other driver’s damages through his insurance company. However, Maryland is also one of the few states that still upholds what is called “contributory negligence.”
Most “fault” states use “comparative negligence.” This means that if both drivers are at fault for the accident to a certain degree, the awarded damages decrease in proportion to each driver’s degree of fault. When the contributory negligence rule is used, the accident victim is not allowed to recover any damages if they are even 1% at fault for their own injuries. This rule often makes it challenging to receive justice and proper compensation after an auto accident, which is why you should always consult with an experienced Baltimore auto accident lawyer.
What is No-Fault
Although Maryland is a “fault” insurance state, you can still purchase “no-fault” or personal injury protection (PIP) insurance. This type of insurance coverage will pay for your medical expenses regardless of who caused the accident. A minimum coverage of $2,500 is required for PIP, but some drivers choose to waive it due to overlapping health insurance coverage. PIP is meant to get you the required medical assistance fast without waiting for a payment from the other driver’s insurance. In Maryland, PIP is an add-on and doesn’t prevent you from pursuing legal action against the driver at fault.
Why You Need a Baltimore Auto Accidents Lawyer
Auto accidents and related auto insurance claims are never simple. And it’s not just a matter of justice to get the compensation you deserve—it’s a matter of being able to pay your bills and get back on your feet after the accident.
As a victim of an auto accident, you may expect to recover such damages as medical costs, vehicle and personal property damage, lost wages, as well as pain and suffering. This can be achieved in one of three ways:
- Filing a claim under your own policy
- Receiving compensation through the other driver’s policy
- Filing a personal injury lawsuit against the other driver
There may be limits as to which of these methods you can use in your specific situation, as well as which expenses you could recover. Our Baltimore County auto accident lawyers at DRA e-Law will help you devise the best strategy to achieve your desired outcome. We will do our best to build an evidence-based case by employing the following tactics:
- Collecting and analyzing reports from the scene
- Identifying and questioning witnesses
- Locating subject matter experts to provide testimony
- Negotiating with the insurance company on your behalf
Talk to Your Lawyer
Insurance adjusters can be rather aggressive. Even if you are entitled to compensation from your own policy, they will try to reduce your payout by any legal means. And if you are trying to get payment from the other driver’s insurance company, they may deny it entirely. When you are working with an auto accident lawyer, you don’t have to deal with insurance adjusters and other insurance folk—we will take complete care of you, representing your interests and fighting for your rights.
Contact us today if you are looking to recover damages for a personal injury resulting from an auto accident.